Honesty, Professionalism, and Service have been three of the key components that continue to drive my success in mortgage banking year after year. In 2003, as a part time summer job, I began shadowing mortgage bankers, loan processors, and underwriters here at Jersey Mortgage Company. At 17 years old I was learning how to evaluate mortgage applications, follow and track interest rates, and speak with potential borrowers with all different financial and ethnic backgrounds. For the next three summers I would continue this job, until 2007 when I decided to make it my career.

The first 20 years of my life revolved around sports. From the age of 4 when I first stepped up to home plate, to my last catch made in a collegiate football game in 2008, I have been a hard-working, dedicated, competitive individual. I believe sports have taught me the most valuable life lessons. One of the most important lessons sports has taught me was that it is okay to fail as long as you gave it your best effort. Not every game can be won, not every catch can be made, but as long as you give it your all and do your best, it was understood.

I have carried over my learning experiences from sports into mortgage banking. At just 20 years old I was approaching real estate offices, attorney’s offices, accountants, you name it, in order to try and acquire business. This was a very humbling experience since I was the “new kid on the block”, or “just another loan officer”. I heard it all. I thought the title “Mortgage Banker” would be something somebody would aspire to be, but little did I know, people on street and in the field considered loan officers the lowest people on the face of the earth, comparable to thieves, scam-artists, and used-car salesmen! Very quickly I began see where these stereotypes originated after meeting with the majority of my competition. The horror stories began to surface regarding other loan officers, whether it was thousands of dollars in extra fees at the closing, not returning phone calls, giving misleading information, and many other unprofessional acts. Rather than have the process be easy, I found myself always on the defensive, and I kept instilling the fact that I am not like anyone else and until you deal with me do not categorize me. I welcomed the misconceptions because I knew what I had to offer. “You’ve done everything you said you could do since day 1, I am waiting for you to slip up or drop the ball”, said by an anonymous real estate agent, is one of the main driving forces in consistently doing the right things. I pride myself in service, openness to clients, and expertise in product knowledge. Often times I put myself in my client’s shoes and tell them what I would do if I was in their position.

I am very competitive. I always stay positive and keep a great work ethic. I contribute my success to my mother and father.